Jon MatosianPh# 530.587.5870
There are two main reasons to get Renter's Insurance. The first is to cover your personal property that you have, such as couches, beds, TVs, computers, etc. The second reason is to get Liability coverage in case someone were to bring a law suit against you. This could be for a dog bitting someone, causing damage to the building, having someone get injured, etc.
Just like on home policies, Renter's Insurance has special limits for certain classes of property, such as Firearms, Jewelry or Fine Arts. If you are concerned about your personal property, make sure to ask an Agent about getting it properly covered!